HOOK
Before you renew your car insurance, ask this: are you paying for coverage you don’t really need—or missing protection you actually do? [Driver reviewing insurance bill on phone]
KEY POINT 1
First, check your deductible. A higher deductible can lower your premium, but make sure you could actually afford it if you had to file a claim. [Simple graphic showing low vs. high deductible]
KEY POINT 2
Next, look at your liability limits. If you’ve added a new car, a teen driver, or more assets, your old limits may not be enough. That’s one of the easiest coverage gaps to miss. [Family car keys on table, policy pages highlighted]
KEY POINT 3
Then review extras like rental reimbursement, roadside assistance, and gap coverage. If your car is older, some of these may not be worth the cost—but for a newer financed car, they can matter a lot. [Tow truck, rental car, and financed car visuals]
CTA
Do a 5-minute policy check today: deductible, liability, and add-ons. If you want, I can help you build a simple renewal checklist so you know exactly what to ask your insurer. [Checklist on screen with a pen checking boxes]
