Bad Credit? Get Approved Anyway.
A low credit score doesn’t have to stop you. Compare 18 lenders below that specialize in bad-credit borrowers — request from $500 up to $50,000 with one short form. No obligation, and checking won’t affect your credit score.

See Which Lenders Approve Bad Credit →
All Credit Types
Bad credit, no credit, bankruptcy — still considered.
Fast Decision
One form, quick online response, funds as soon as next day.
Won’t Hurt Score
Checking your options is a soft pull — no credit-score impact.
18 Lenders That Work With Bad Credit
Ranked with the most bad-credit-friendly options first. Tap any lender to check your rate — you can apply to as many as you like.
Viva Payday Loans
Bad Credit OKUp to $40,000
Payday & installment loan matching service
- No obligation to accept
- Soft check — no score impact
Loan Raptor
Bad Credit OKUp to $40,000
Fast personal & installment loan comparison
- No obligation to accept
- Soft check — no score impact
Fund Finance
Bad Credit OKUp to $40,000
Personal & installment loan funding network
- No obligation to accept
- Soft check — no score impact
Big Buck Loans
Bad Credit OKUp to $40,000
Personal & installment loans — large amounts available
- No obligation to accept
- Soft check — no score impact
Heart Paydays
Bad Credit OKUp to $40,000
Payday & installment loan matching
- No obligation to accept
- Soft check — no score impact
Super Personal Finder
Bad Credit OKUp to $40,000
Personal loan search & matching engine
- No obligation to accept
- Soft check — no score impact
24M Loans
Bad Credit OKUp to $40,000
24-month installment & personal loans
- No obligation to accept
- Soft check — no score impact
Jungle Finance
Bad Credit OKUp to $40,000
Personal & installment loan marketplace
- No obligation to accept
- Soft check — no score impact
Holiday Loans
Bad Credit OKUp to $40,000
Seasonal personal & installment loans
- No obligation to accept
- Soft check — no score impact
Money Lender Squad
Bad Credit OKUp to $40,000
Personal & installment loan lender matching
- No obligation to accept
- Soft check — no score impact
Green Dollar Loans
Bad Credit OKUp to $40,000
Personal & installment loans with competitive rates
- No obligation to accept
- Soft check — no score impact
Christmas Loans US
Bad Credit OKUp to $40,000
Seasonal holiday personal & installment loans
- No obligation to accept
- Soft check — no score impact
Credit Clock
Bad Credit OKUp to $40,000
Personal & installment loan timing service
- No obligation to accept
- Soft check — no score impact
Halloween Loans US
Bad Credit OKUp to $40,000
Seasonal personal & installment loans
- No obligation to accept
- Soft check — no score impact
ProvideLoan
Bad Credit OKUp to $40k
Fast personal loans up to $40,000 for US borrowers, all credit types considered. Quick online decision.
- No obligation to accept
- Soft check — no score impact
AuthorityLoan
Bad Credit OKUp to $40k
Personal loans up to $40,000 with a simple online request and fast lender matching.
- No obligation to accept
- Soft check — no score impact
MaxCash
Bad Credit OKUp to $40,000
Get cash using your vehicle title. Funded title-loan offer, US nationwide.
- No obligation to accept
- Soft check — no score impact
Cashably
Bad Credit OKUp to $50k
Request a personal loan up to $50,000. Fast online form, US borrowers.
- No obligation to accept
- Soft check — no score impact


How Bad-Credit Matching Works
- 1
Tell Us How Much You Need
Pick an amount from $500 to $50,000 and enter a few basic details.
- 2
Get Matched With Bad-Credit Lenders
We connect you only with lenders that work with low or limited credit.
- 3
Review Offers & Get Funded
Compare what you’re offered. If approved, cash can arrive as soon as the next business day.
Bad Credit Shouldn’t Mean No Options.
Compare lenders that approve bad credit. One form. No obligation.
See My Loan Options →