A low credit score doesn’t automatically mean no. Compare loan offers from lending networks that work with borrowers who have poor, limited or rebuilding credit.
Approval and rates are based on your income and ability to repay, not your score alone. Checking your options uses a soft pull and won’t affect your credit.
These lending networks are actively accepting online applications. Checking your rate is free and won't affect your score.
Personal & installment loans for low credit borrowers
Installment & personal loans via tribal lending network
Fast personal & installment loan matching for US borrowers
Large personal loans up to $50K
Premium personal loan offers for good-credit borrowers
Personal & installment loans for Spanish-speaking US borrowers
Payday & installment loan matching service
Fast personal & installment loan comparison
Personal & installment loan funding network
Personal & installment loans — large amounts available
Payday & installment loan matching
Personal loan search & matching engine
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Credit scores below 640 or thin credit files
Past missed payments or a prior default
Rebuilding credit and need a fair-terms lender
Answer a few quick questions. A soft credit check shows what you pre-qualify for — with no impact to your score.
Review real offers from lenders in the network. Compare amounts, terms and monthly payments side by side.
Choose the offer that fits, finish your application, and many lenders fund as soon as the same or next business day.
Tell us what you need and a lending specialist will call you back with your pre-qualified options — no impact to your credit score.
Yes. Many lenders in our networks specialize in borrowers with low or limited credit. They weigh your income and ability to repay, not just your score. Approval and terms vary by lender.
There is no single cutoff — lenders in the network work across a wide credit range. Some approve scores in the 500s when income supports the loan.
No. Pre-qualification uses a soft credit check that does not affect your score. A hard inquiry only happens if you choose to move forward with a specific lender.