An installment loan gives you a lump sum up front that you repay in equal, fixed monthly payments over a set term — no surprises, no revolving balance.
Unlike payday loans, installment loans spread repayment over months, which keeps each payment manageable. Compare offers and terms before you decide.
These lending networks are actively accepting online applications. Checking your rate is free and won't affect your score.
Personal & installment loans for low credit borrowers
Installment & personal loans via tribal lending network
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Large personal loans up to $50K
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Want predictable payments instead of revolving debt
Prefer a clear payoff date
Need to spread a large expense over time
Answer a few quick questions. A soft credit check shows what you pre-qualify for — with no impact to your score.
Review real offers from lenders in the network. Compare amounts, terms and monthly payments side by side.
Choose the offer that fits, finish your application, and many lenders fund as soon as the same or next business day.
Tell us what you need and a lending specialist will call you back with your pre-qualified options — no impact to your credit score.
An installment loan is repaid in fixed monthly payments over months or years, so each payment is smaller and predictable. A payday loan is typically due in full on your next payday.
Terms vary by lender and amount — commonly a few months up to several years. Longer terms mean lower monthly payments but more total interest.
Most lenders in the network allow early payoff. Check the specific lender’s terms — many charge no prepayment penalty.